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Earn a free trip to Bangkok with your renovation spending!
September 19, 2017

We all know how expensive home renovation can get. But, what if, we can earn back from all those costly spending?

Yups! We are talking about earning credit card miles with your renovation spending!

A typical home renovation for a 4-room flat could cost, say, $20,000, assuming you don’t do alot of heavy carpentry. Including the purchase of home furnishing products, you could easily be spending at least $30,000. By charging these costs to air mile-friendly credit cards, you can easily earn yourself a free trip to Bangkok. Read on to find out how!

How it works:

When you use a credit card designed for jet setters, you can accumulate air miles with every dollar spent. Earn enough points (or miles) and you can enjoy a wide array of privileges like VIP lounge access, free upgrades to first or business class and even free air tickets! If a credit card gives you 10 air miles for every $10 spent, then spending $30,000 via the credit card can earn you 30,000 miles. That’s enough to get you a round trip to Thailand!

How do I get started?


Once you’ve earned enough air miles, you can exchange them for privileges like your free air ticket. Each credit card provider has its own terms and conditions for points redemption. So, before you apply for any credit card, be sure to check out:

  • What’s the criteria to sign up for the card? e.g. yearly membership fees, minimum income cap
  • What’s the credit card point redemption procedure? e.g. is it a tedious process, how many points can you claim with every $1 you spend
  • Can you claim credit card points by spending on your renovation? Remember, not all transactions are applicable to claim credit card points!
  • Do the miles expire?
  • Are there admin charges for converting credit card points into air miles?
  • Does the card have spending limits? As much as you would like to charge everything to your card for more points, you may not always be able to do that. Some cards do impose a spending limit.

So, what’s the best card for air miles?

For newbies to airmiles credit cards, the two best entry-level airmiles card would be the DBS Altitude Visa and the American Express KrisFlyer card. Both have an annual income requirement of $30,000 and similar earn rate.  For a round trip to Bangkok on a Singapore Airlines Economy Saver flight, you will need 25,000 KrisFlyer miles.

Simply put, spending $21,000 – 23,000 on your credit card can earn you a free round trip to Bangkok on Singapore Airlines. Nice, isn’t it?

  DBS Altitude Card American Express KrisFlyer Card
Earn Rate 1.2 Miles / $1 Local Spend;
2 Miles / $1 Overseas spend
1.1 Miles / $1 Local Spend;
2 Miles / $1 Overseas spend
Welcome Bonus None for now 5,000 Miles on First Transaction; 7,500 Miles with $2,500 spend in 3 months
Conversion Fee $25 per conversion Free

Of course, (as with all credit cards) before you start charging your renovation costs to your credit card, be sure that you have sufficient cash flow to pay the bills the next month, and pay on time, to avoid any unnecessary interest charges!

Excited to earn yourself a free holiday trip?  SingSaver.com.sg is now having a promotion for the American Express KrisFlyer card – Apply through SingSaver.com.sg & get a $100 NTUC voucher upon approval!

This article is brought to you by Nestr, in collaboration with SingSaver.com.sg.

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